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Accept payments instantly

Free POS terminal with instant settlement. Accept card payments and get your money immediately, not tomorrow.

SPAY Business POS Terminal

Instant Settlement

Get your money immediately after each transaction. No waiting until tomorrow or next week.

Accept All Cards

Visa, Mastercard, Verve. Accept all major debit and credit cards from Nigerian banks.

Mobile & Desktop

Use our mobile app or web dashboard. Monitor transactions in real-time from anywhere.

Real-Time Notifications

Get instant alerts for every transaction. Know exactly when payments come in.

Transparent pricing

Free Terminal

No setup fees, no monthly charges. The terminal is free.

Competitive Rates

Transparent transaction fees. No hidden charges.

Instant Settlement

Your money arrives immediately. No delays, no waiting.

Contact us for detailed pricing based on your transaction volume. We offer competitive rates for businesses of all sizes.

ApplySubmit your details
Approval24-48 hours
DeliveryStart accepting payments

Ready to accept card payments?

Get your free POS terminal and start accepting payments with instant settlement today.