Join 5,000+ agents across Nigeria
Turn your shop into a bank
Earn competitive commissions on every deposit, withdrawal, and bill payment.
Become an AgentCalculate Your Earnings
₦100K ₦10M+
₦2,000,000
Commission Rate
0.75%
Monthly Commission
₦15,000
Annual Earnings
₦180,000
Earn more as you grow
| Tier | Monthly Volume | Commission |
|---|---|---|
| Starter | Up to ₦1M | 0.5% |
| Growth | ₦1M -- ₦5M | 0.75% |
| Super Agent | Above ₦5M | 1.0% |
Commission is calculated on total monthly transaction volume. Tier upgrades are automatic.
Register Submit documents
Verify KYC check
Activate Get your terminal
Earn Start transacting
Ready to start earning?
Become a SPAY agent and earn commissions on every transaction in your community.